GPA Policy is like the Group Health Insurance Policy (Provides for health issues) in that it provides for coverage to a group of people in case of accidents. Taken out by the employer on behalf of their employees it provides for financial assistance in case of injuries or disabilities in case of accidents. The result of the accident could range from simple injuries to temporary disability to permanent disability or even death of a person in which case the dependents become the beneficiaries. The policy pays out a fixed predetermined benefit amount or a lump sum.

The policy covers for accidents both on and off the job. The employee benefits even if he or she is injured in an accident outside the workplace.

GPA policies can be customized to meet the specific needs of the organization to provide specific benefits like medical extension, transportation of dead body, education for children or cost of repatriation.

In conclusion, Group Personal Accident insurance, like the Group Health Insurance Policy, is an important form of insurance that provides financial protection to individuals and their families in the event of an accident. It is a valuable benefit for employers to offer their employees as it can help to attract and retain top talent while providing peace of mind to employees and their families.