This policy provides coverage against one of the most unpredictable hazards, namely fire. Damages caused by fire whether accidental or otherwise can be enormous.

The policy can be utilised by individuals, families, businesses, industries, in fact by any person who needs protection against losses incurred due to fire.

Because of the sheer unpredictable nature of the occurrence of incidents of loss/damage due to fire, the policy provides coverage for residential/commercial properties, Industrial buildings/structures, equipment, furniture, valuables, etc.

Extension to fire insurance are available for natural disasters like earthquake, floods, inundation as well as losses/damage due to riots, strikes, malicious acts etc.

The coverage is dependent on the type of policy and premium which is calculated by significant factors that affect the probability of occurrence fire damage.

For submitting claims for fire damage the insurance company should be notified immediately after the fire incident. The damage is then assessed by a loss adjuster appointed by the insurance company who will evaluate the extent of damage which will determine the compensation amount to be paid to the policy holder.

Fire Insurance is one policy that can benefit everyone, from an individual to large corporate bodies.