Covers the Company against third party liability claims for bodily injury (BI)and property damage (PD) resulting from their operations (including completed operations), premises, products, advertising/communication and personal injury.This policy covers the legal damage including the lawyers fee in case of claim due to CGL.

Please find few of the major characteristic of Comprehensive General Liability Policy.

1. Covers Property damage and Bodily Injury in thepremises or due to company product.This also includes the damage due to product completed operation ,transportation and environmental pollution.
2. Personal Injury and Advertising Injury claims like Mental stress/trauma caused, defamation, libel, slander, privacy invasion caused by the insured are covered in the policy.
3. Medical treatment costs for first aid treatment given to a third party as a result of injury due to an accident in the premises are covered in the policy as an extension.

Extensions of the Policy

• Fire Damage – covers damages due to fire in own or rented premises, adjoining the premises and fire caused by the operations and
• Employee Travel – cover on no fault basis. Coverage of all claims resulting from travel on business subject to limit of indemnity not exceeding overall limit and admissibility of claim.
• Additional Insured – with respect to liabilities for which this insurance is applicable arising out of the business activities covered.
• Valet Parking – Covers claims arising when the vehicle is given to valet for parking and occurrence of property damage or bodily injury to third party.
• Incidental Medical Malpractices – covers liabilities resulting from First-aid or any other medical treatments given to third parties due to injuries out of facilities of the insured.